We Serve These Industries and Many More...

American Funding Partners

American Funding Partners was formed by a group of experienced financial professionals to provide the capital solutions needed for businesses to grow and become more profitable.Unlike traditional banks, we do not require collateral or personal guarantees. Our process is fast and simple. A one page application and your 3 most recent bank statements is all we need to get started. There are no application fees.

We are your partners in finding the capital you need.

You will receive an answer within 24 hours of the amount of money and terms offered.
We work with direct lenders who focus on the success of your business and not just on your credit.
Whether you need $5,000 or $1 million, there are no limitations on how you use the money. Inventory, expansion, debt consolidation, renovations or general cash flow. It’s your decision.
We are your partners in finding the capital you need.

are you ready to grow your business ?

We offer three (3) distinct products for your business

Merchant Cash Advance / Working Capital (★ MOST POPULAR & FASTEST)

  • Fast 24-Hour Approvals based purely on cash flow
  • Qualification: Just 4 months of recent business bank statements
  • Minimum $10,000/month in sales & 6+ months in business
  • FICO score of 500+ accepted (No perfect credit needed)
  • Funding Amount: $10,000 – $1,000,000+
  • Terms: 3 – 15 months flexible remittance
  • Zero application fees, no physical collateral, and no personal guarantees

    • Apply Online in 2 Mins - DocuSign
    📞 Call Toll-Free: 1-800-220-0273

Business Line of Credit up to $150,000/ 12 months

  • Revolving capital — you only pay interest when the line is drawn
  • Requires FICO score of 650+ & Annual sales of $350,000+
  • Instant access to funds for seasonal inventory & unexpected expenses
  • Zero application fees, no collateral required

    • Check Credit Line Availability

Debt Restructuring / MCA Consolidation (Up to $150,000+)

  • Consolidate multiple daily/weekly cash advances into one lower, manageable payment
  • Free up immediate cash flow and stop aggressive daily debit stacking
  • Requires FICO score of 550+ & Annual sales of $350,000+
  • Zero upfront fees and dedicated underwriting review
  • Zero application fees, no collateral required

    • Speak with Senior Director Oscar Gomez: 1-800-220-0273
Proven Track Record

What Our Funded Business Owners Say

Fast approvals, zero upfront fees, and 24-hour deposits based purely on monthly cash flow.

★★★★★

"We needed urgent capital for two fleet repairs. Oscar approved our $125K working capital in under 24 hours based on our 4-month statements. Funds were deposited the next morning!"

Marcus D. MD Logistics & Hauling (Texas)
$125,000 Funded
★★★★★

"Traditional banks dragged their feet for 6 weeks. With American Funding Partners, we filled out the 2-minute online form, and Oscar got our kitchen expansion $85K funded seamlessly."

Elena Rodriguez Bella Vista Cucina (Florida)
$85,000 Funded
★★★★★

"Secured a massive commercial roofing contract but needed upfront materials. Received $250K with clean, manageable terms. No collateral, no personal guarantee. Absolute lifesaver!"

David Miller Apex Roofing & Construction (Ohio)
$250,000 Funded
★★★★★

"Preparing for seasonal inventory demands instant liquidity. The entire team was transparent—no upfront broker fees or hidden clauses. Approved for $90K in 24 hours."

Sarah Jenkins Trend Boutique (California)
$90,000 Funded
★★★★★

"We had insurance reimbursement delays and needed bridge capital for payroll. Oscar handled our application directly with complete professionalism. Funded $160K within 48 hours."

Dr. Robert Chen Premier Dental Care (Georgia)
$160,000 Funded
★★★★★

"My credit score was around 560, but our shop has solid daily sales. Other lenders rejected us, but AFN approved our $65K diagnostic tool upgrade based purely on cash flow!"

Anthony Russo Russo Performance Auto (New Jersey)
$65,000 Funded
🔒 256-Bit Bank Grade Security | ⚡ 24-Hour Underwriting Approval | 📞 Call Toll-Free: 1-800-220-0273

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